A Nigerian man has accused a popular bank of using his account for questionable financial transactions after ₦6 million mysteriously appeared in his account and later vanished without any explanation.
This unusual incident was shared by the man in a post on the social media platform X (formerly Twitter), where he recounted his experience with the unexplained deposit and subsequent disappearance of the large sum of money.
According to his post, the man noticed an unexpected deposit of ₦6 million in his account, which was accompanied by no transaction details to identify its origin. Concerned, he reached out to his bank manager to inquire about the deposit, and was told that it resulted from a failed transfer attempt he had made previously to a service called Opay. However, the man claimed that this explanation did not match his records or calculations, as he had no recollection of such a transfer. Despite the confusion, the man left the money untouched, hoping the issue would be resolved.
To his shock, months later, he logged into his account and discovered that the ₦6 million had completely disappeared from his balance, without any transaction line or explanation for its removal. In his post, the man expressed his disbelief at the situation, writing: "Last year, I had a phantom ₦6M show up in my GTB account. I keep accurate records of my accounts to the penny. When I called my account manager, I was told it was from a failed transfer to Opay. This didn’t match my records. I left the money untouched.”
He continued, “This morning, I logged in and watched the magic as my balance went down by ₦6M. No transaction line, no explanation. It’s shocking that a bank can adjust your balance without leaving a trace.” This statement added further to his frustration and distrust towards the bank's handling of his account. His post soon caught the attention of many, sparking a wave of reactions from other users who were equally concerned about the bank's practices and shared their own similar experiences.
One commenter on the post suggested that incidents like this may be part of a broader issue, claiming, “They’ve been using people’s accounts to move money. It’s been happening for months. Glad this disappearance confirms it.” In agreement, the man responded, “100%. I keep screenshots.” This indicated that he was not the only one experiencing such mysterious occurrences with their accounts and that there could be a larger scheme at play involving the bank’s handling of funds.
The reactions to his post continued to flood in, with many offering their own thoughts and cautionary advice. Some questioned whether the money had been intentionally moved by the bank, while others shared stories of their own suspicious transactions. Below are some of the responses from others who shared similar concerns and frustrations with banking institutions:
See some reactions below:
@khykhelormur: “You would have heard back from your account manager if you had moved the money to another account. My cousin reported such before and moved the money to another account of his. Till today, he said no one had asked for the money.”
@sulaimonidowuu: “I suspected similar occurrence with my account recently. I don’t have access to the bank app anymore but I receive alerts on my email. That bank need to do a clean up.”
@Big_Strategic: “Try visiting the bank and observe how an unhelpful employee might respond rudely, even when you’re simply requesting clarification on the transaction details or the destination of the transferred funds!”
@datblarkboi: “I sent 10k twice to my GTB so I can withdraw from Atm, I withdrew 1, I later found a balance of 20k again, me I sha don withdraw the 10k sha, Tinubu sayake we no waste resources.”
@Gr8_nex: “I somehow have -N8,000 as balance in my GTB account from last year. I meanwhile, when they sent the account statement for December, it didn’t capture a negative balance. I’ve left it for them.”
@SaltOfLiife: “This just happened to me today. A random N12m entered my a/c since about 2 weeks ago. I knew it was a mistake from d bank, so I never touched it. I expected a call from d bank but got none. I just opened my bank app today to find out that the money had been debited with no trace.”
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